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Foreign transaction fees wrongfully charged by "Ben Dover" airlines.

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sm1mex
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Post by Clueless Thu Mar 23, 2017 6:20 pm

About a year ago, I saw a foreign transaction fee on my bank account. I called and nicely asked, WTF?

It seems that my ticket from GDL to, ATL and on to FLL showed "GDL, MX,ATL, FLL." This was read by the computer as me stopping in Mexico City. I explained the situation and I was given a credit back but it wasn't charged back to the airline. Basically I got the $$ because I didn't accept the run around and went into PITA mode.

Now fast-forward to a month ago.

I have my friend in N.Y. buy me a ticket online with a U.S. carrier. She used my CC and paid for the ticket, which was priced in US$ and my CC, from a California bank is in US$. For all intent and purposes, I was in N.Y. by proxy getting the ticket.

I later see a foreign transaction fee on my CC billings. I call the bank ang again ask WTF?. Bank says it is not a fee they charged, it was put on by the airline. Airline says it was put on by the bank.

Who's on first.

After a lot more digging, I find the airline, on its own, converted my US$ to pesos so it could be paid to the Mexico office of the airline.

I found the International Contract of Carriage for the airline and it says nothing about converting my US$ ticket cost into pesos, and I read it 2X, line by line.

To me, this is a breach of contract.

Has this happened to anyone else?

Of course it's a small amount, but today, airlines are, IMO, screwing over passengers right-and-left.

You might want to check your CC bills if you were in this type of situation.

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Post by sm1mex Wed Mar 29, 2017 7:03 pm

We made a purchase with U.S. carrier Delta on line with a U.S. CC and we also got a foreign transaction fee. We called and they said since it was booked "in Mexico" the foreign transaction fee applies. Even tho we bought the ticket in U.S. dollars and paid in U.S. dollars. Not fair !

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Post by Trailrunner Wed Mar 29, 2017 7:06 pm

How much is the fee?
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Post by Clueless Thu Mar 30, 2017 12:00 am

Trailrunner wrote:How much is the fee?

About US$6.

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Post by Clueless Thu Mar 30, 2017 12:02 am

sm1mex wrote:We made a purchase with U.S. carrier Delta on line with a U.S. CC and we also got a foreign transaction fee.  We called and they said since it was booked "in Mexico" the foreign transaction fee applies.  Even tho we bought the ticket in U.S. dollars and paid in U.S. dollars. Not fair !

Since when does "fair" matter to an airline?

They will keep doing this so long as no one does anything.


Last edited by Clueless on Thu Mar 30, 2017 12:05 am; edited 1 time in total (Reason for editing : Add comment)
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Post by slainte39 Thu Mar 30, 2017 12:12 am

sm1mex wrote:We made a purchase with U.S. carrier Delta on line with a U.S. CC and we also got a foreign transaction fee.  We called and they said since it was booked "in Mexico" the foreign transaction fee applies.  Even tho we bought the ticket in U.S. dollars and paid in U.S. dollars. Not fair !

Not fair or fare......just another financial ripoff "gotcha", to pad the profit side of the ledger.

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Post by Gamina Thu Mar 30, 2017 10:15 am

Try using a different CC that doesn't charge foreign transaction fees like CapitalOne.
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Post by brigitte Thu Mar 30, 2017 10:27 am

or ay the fee and look at it as part of living in a foreign country.

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Post by Trailrunner Thu Mar 30, 2017 10:44 am

brigitte wrote:or ay the fee and look at it as part of living in a foreign country.

Right on, Brigitte. Pick your battles, life is short.
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Post by slainte39 Thu Mar 30, 2017 12:35 pm

Gamina wrote:Try using a different CC that doesn't charge foreign transaction fees like CapitalOne.

Is it the CC company or the airline?
I use Cap One on British Airways and still wind up paying transaction fees as they quote the price in US$ and then jockey around to UK pounds and back to US$.
I think it's BA that gets the extra and not Capitol One.

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Post by sm1mex Thu Mar 30, 2017 3:46 pm

The fee depends on the price of the ticket. Usually about 3-4% of the price, so if the price of the airline is expensive, depending on where you are going, then the fee will increase along with the price.

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Post by Clueless Thu Mar 30, 2017 8:15 pm

Gamina wrote:Try using a different CC that doesn't charge foreign transaction fees like CapitalOne.

It isn't the CC company, it''s the airline.

Same as charging almost everyone the tourism tax by not giving a way to declare being a legal resident of Mx. or w/some airlines, a Mx citizen.
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Post by Gamina Thu Mar 30, 2017 9:04 pm

My CapitalOne CC has never charged a foreign transaction fee, no matter how high the charge. Anywhere in the world. And they give a very favorable exchange rate.

Last time I flew into Mexico, to avoid the tourist tax fee, the internet site asked if I had a Mexico passport and I said yes. If someone had asked to see my passport I would have shown my visa card to show that I'm a permanent resident of Mexico.
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Post by Clueless Fri Mar 31, 2017 12:00 am

I always put Mx. Passport, except some online systems for certain airlines.don't give hat option.
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Post by slainte39 Fri Mar 31, 2017 1:53 am

Gamina wrote:My CapitalOne CC has never charged a foreign transaction fee, no matter how high the charge.  Anywhere in the world.  And they give a very favorable exchange rate.

Last time I flew into Mexico, to avoid the tourist tax fee, the internet site asked if I had a Mexico passport and I said yes.  If someone had asked to see my passport I would have shown my visa card to show that I'm a permanent resident of Mexico.

Neither does my Capitol One CC, on any charge anywhere.  This shows up on my British Airways billing that they submit to Capitol One for collection.
Their exchange rate is the best, at least with Euros and UK Pounds.

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