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Looking into purchasing health insurance through WEA

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Looking into purchasing health insurance through WEA

Post by suegarn on Tue May 16, 2017 11:10 am

Can others tell me their experience with WEA? Were you satisfied with their service? Do you have to pay up front at hospitals, then get reimbursed from them, or do the hospitals submit invoices directly to WEA?

Any and all constructive advice is appreciated. Thanks!

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Re: Looking into purchasing health insurance through WEA

Post by CanuckBob on Tue May 16, 2017 11:31 am

I think I was looking at a plan with them but when they sent me the list of what they didn't cover I took a pass. Check that out carefully.

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Re: Looking into purchasing health insurance through WEA

Post by suegarn on Tue May 16, 2017 3:05 pm

CanuckBob wrote:I think I was looking at a plan with them but when they sent me the list of what they didn't cover I took a pass. Check that out carefully.

Thanks, Bob! Good to know!

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Re: Looking into purchasing health insurance through WEA

Post by sm1mex on Thu May 18, 2017 12:39 pm

I talked with Andre Bellon about WEA. Not so hot.

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Re: Looking into purchasing health insurance through WEA

Post by David on Thu May 18, 2017 4:23 pm

Maybe not so hot as Best Doctors? If WEA has a list of what they DON'T cover then they're more straight-up than Best Doctors. Has anyone looked into Protexplan?
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Re: Looking into purchasing health insurance through WEA

Post by sm1mex on Thu May 18, 2017 4:27 pm

Never heard of Protexplan.

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Re: Looking into purchasing health insurance through WEA

Post by David on Thu May 18, 2017 4:34 pm

See ad weekly in the Reporter.
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Re: Looking into purchasing health insurance through WEA

Post by Gamina on Thu May 18, 2017 6:52 pm

A single policy for WEA will cost you much more than if you join Boomers-in-Paradise and buy through Blue Angel Agency. It's a group plan with better deductibles and lower rates.
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Re: Looking into purchasing health insurance through WEA

Post by David on Thu May 18, 2017 6:55 pm

You get what you pay for. As Bob said, not much covered.
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Re: Looking into purchasing health insurance through WEA

Post by suegarn on Thu May 18, 2017 7:53 pm

Gamina wrote:A single policy for WEA will cost you much more than if you join Boomers-in-Paradise and buy through Blue Angel Agency.  It's a group plan with better deductibles and lower rates.

It looks like the only policies available on the Boomers in Paradise page are through Best Doctors and WEA, which are the two that most people on here are saying aren't very good.

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Re: Looking into purchasing health insurance through WEA

Post by David on Thu May 18, 2017 8:16 pm

You can buy better but you can't pay more!
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Re: Looking into purchasing health insurance through WEA

Post by Gamina on Thu May 18, 2017 9:54 pm

I switched from Best Doctors to WEA because it is a MUCH better policy and covers more.
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Re: Looking into purchasing health insurance through WEA

Post by David on Fri May 19, 2017 3:35 am

That sounds encouraging. Maybe Bob would share some of the details of what WEA does not cover.
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Re: Looking into purchasing health insurance through WEA

Post by CanuckBob on Fri May 19, 2017 8:36 am

I don't have the list anymore however it didn't cover stroke or heart attack which was the reason I want extra insurance. My doctor also said it was kind of worded in a way that it wouldn't cover the type of kidney failure that accompanies many other diseases. Of course there could be different levels of coverage.

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Re: Looking into purchasing health insurance through WEA

Post by David on Fri May 19, 2017 8:48 am

Hmmm.......... I have Allianz, it's not cheap but it covers virtually everything.
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Re: Looking into purchasing health insurance through WEA

Post by CanuckBob on Fri May 19, 2017 9:26 am

I'm going to go talk with Bellon. I hear he and his offerings are good. It is important to me that my GP is on board with the company I choose.

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Re: Looking into purchasing health insurance through WEA

Post by lakeside7 on Fri May 19, 2017 9:31 am

The poster does not mention his? age..I guess there is no free lunch..You get what you pay for and age has to figure largely into the policy premium etc....so how does your age compare with the folks you are asking for info?

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Re: Looking into purchasing health insurance through WEA

Post by suegarn on Fri May 19, 2017 10:30 am

lakeside7 wrote:The poster does not mention his? age..I guess there is no free lunch..You get what you pay for and age has to figure largely into the policy premium etc....so how does your age compare with the folks you are asking for info?

I wasn't asking about price of premiums or type of coverage in my original post.  All I wanted to know was the satisfaction level that others have with WEA, and if you pay up front and get reimbursed later, or do the hospitals bill WEA directly?

So I don't see why you need to know my age as compared with the others that I'm asking!   scratch

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Re: Looking into purchasing health insurance through WEA

Post by CanuckBob on Fri May 19, 2017 1:00 pm

Talk with your GP Sue. See who they find are the best to work with. They usually know who has the best coverage too.

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Re: Looking into purchasing health insurance through WEA

Post by Trailrunner on Fri May 19, 2017 1:43 pm

Yep, that's good advice, after all that is who will be paying them.
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Re: Looking into purchasing health insurance through WEA

Post by suegarn on Fri May 19, 2017 4:22 pm

CanuckBob wrote:Talk with your GP Sue. See who they find are the best to work with. They usually know who has the best coverage too.

Thanks Bob! I just need to get a GP now. Luckily, I've been healthy enough that I haven't needed to see a GP since I moved down here, but now I know I better get 'er done before it's too late!

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Re: Looking into purchasing health insurance through WEA

Post by David on Fri May 19, 2017 5:13 pm

Two good ones: Dr. Juan Pablo Loza, Dra. Carla C. Flores
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Re: Looking into purchasing health insurance through WEA

Post by suegarn on Fri May 19, 2017 5:37 pm

David wrote:Two good ones:  Dr. Juan Pablo Loza, Dra. Carla C. Flores

Thanks David! Where are their offices?

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Re: Looking into purchasing health insurance through WEA

Post by CanuckBob on Fri May 19, 2017 5:46 pm

My wife and I use Dr. Santiago Hernandez at Chapala Med. He is on the libremiento near Lake Taco.

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Re: Looking into purchasing health insurance through WEA

Post by David on Fri May 19, 2017 5:52 pm

Dr. J.P is in Chapala, Dra. Carla is changing in between offices but will see patients in their home. Her phone: 33-1000-7777
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