Seguro Popular not renewing or accepting foreigners

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Seguro Popular not renewing or accepting foreigners

Post by elehne1 on Wed Jun 27, 2012 8:25 am

When we enrolled in Seguro popular three months ago, we were requested to pay $500 pesos every three months. This morning, my husband went to pay at the Jocotepec office and was told orders had come down not to renew or enroll foreigners unless they were in process to become Mexican citizens. Anyone else heard this?

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Re: Seguro Popular not renewing or accepting foreigners

Post by Intercasa on Wed Jun 27, 2012 8:50 am

Ask them what changed law they are citing please.

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Re: Seguro Popular not renewing or accepting foreigners

Post by Axixic on Wed Jun 27, 2012 8:58 am

Spencer - couldn't it just be a change in company policy rather than something mandated by law?

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Re: Seguro Popular not renewing or accepting foreigners

Post by gringal on Wed Jun 27, 2012 10:13 am

Isn't Seguro Popular a government entity rather than a company?

Recently, foreigners were getting a hard time enrolling; getting needed services, etc., from IMSS and started heading to Seguro Popular, the system for taking care of poor Mexicans. I'm not surprised at a change in policy. All the government sponsored medical care systems are heavily burdened.

From what I've heard.........if you would have liked getting care from a large County Hospital in the states, you'd be okay with Seguro Popular. It's been described by one humorist as "MASH, without the incoming artillery".
On the other hand the doctors are what counts, not the amenities.

My personal opinion is that people who move here without the means to take care of their own medical insurance or pay out of pocket are expecting a bit too much from a host country of which they are not citizens.

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Re: Seguro Popular not renewing or accepting foreigners

Post by johninajijic on Wed Jun 27, 2012 10:35 am

gringal quote - My personal opinion is that people who move here without the means to take care of their own medical insurance or pay out of pocket are expecting a bit too much from a host country of which they are not citizens.

And I agree as I'm surprised that IMSS or Seguro Popular would let foreigners join these plans, especially since IMSS is nearly bankrupt. Maybe there should be two sets of Premiums, one for all Mexicans and one for Gringos, so these plans can survive for everyone.

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Re: Seguro Popular not renewing or accepting foreigners

Post by Axixic on Wed Jun 27, 2012 10:40 am

Okay - my bad. I assumed that since IMSS is a government agency that Seguro Popular was privately held.

Odd to have two government entities essentially 'competing' - but what do I know?

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Re: Seguro Popular not renewing or accepting foreigners

Post by Rolly on Wed Jun 27, 2012 10:54 am

IMSS and Seguro Popular are not competing. They serve two different groups. Seguro Popular is for families who are not covered by IMSS through their jibs or who cannot afford it as private subscribers. There is a means test for free admission to Seguro Popular. It's a pretty odd test. For those who do not meet the means test, there is a small change. Read more here: http://rollybrook.com/health.htm#General

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Re: Seguro Popular not renewing or accepting foreigners

Post by Axixic on Wed Jun 27, 2012 10:58 am

essentially 'competing' - in that they are fulfilling basically the same function, albeit for different segments of the public. Would seem to me to be more efficient to combine them into one agency with separate administration but the point is moot - it is what it is.

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Re: Seguro Popular not renewing or accepting foreigners

Post by Intercasa on Wed Jun 27, 2012 11:01 am

Anything they need to do needs to be supported by a law and discrimination against foreigners legally here is not proper and if they try to do it in Chapala, I will have to have a talk with them and explain the legal consequences.

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Re: Seguro Popular not renewing or accepting foreigners

Post by gringal on Wed Jun 27, 2012 11:15 am

Thanks for straightening that one out, Rolly. I was a little vague on who could sign up for which.

I've said this before, but anyone contemplating a move to a foreign country when they are getting older but will not be legitimately eligible for Medicare unless they return to the states and jump through a number of hoops finding a doctor, etc., really needs to think that through as part of the decision making process. General health, unlike some liquors, does not usually improve with age.

When I hear a plea go out for helping pay the medical expenses for a foreigner who didn't provide for him/her self, I wonder what that person was thinking when they moved here. Our family doctor suggested we sign up for IMSS "just in case", so we did, and have paid, but haven't used it in eight years. Hope we won't need to. The last thing I'd ever want is a fund raiser among my friends and neighbors to pay my bills.

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Re: Seguro Popular not renewing or accepting foreigners

Post by sparks on Wed Jun 27, 2012 1:20 pm

In our part of the world they are combining Seguro Popular with Centro de Salud. Separate entities but same buildings. Centro de Salud is free to everyone

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Re: Seguro Popular not renewing or accepting foreigners

Post by elehne1 on Wed Jun 27, 2012 2:22 pm

Intercasa wrote:Ask them what changed law they are citing please.
Hi Spencer, The guy at the Joco office advised we need to contact their main office as he received the order from them. last time we spoke to their office when we enrolled to find out how the cost was determined...they simply stated "the computer calculates based on the answers to questions". However, we'd have no idea what he actually entered for us. We signed up for SP as a just in case coverage for emergencies.

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Re: Seguro Popular not renewing or accepting foreigners

Post by johninajijic on Wed Jun 27, 2012 2:25 pm

Dawg posted on another thread "Healthcare Law in the US" that he heard on Mexican TV this AM, that they are discontinuing insuring Foreigners.

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Re: Seguro Popular not renewing or accepting foreigners

Post by elehne1 on Wed Jun 27, 2012 2:29 pm

gringal wrote:Isn't Seguro Popular a government entity rather than a company?

Recently, foreigners were getting a hard time enrolling; getting needed services, etc., from IMSS and started heading to Seguro Popular, the system for taking care of poor Mexicans. I'm not surprised at a change in policy. All the government sponsored medical care systems are heavily burdened.

From what I've heard.........if you would have liked getting care from a large County Hospital in the states, you'd be okay with Seguro Popular. It's been described by one humorist as "MASH, without the incoming artillery".
On the other hand the doctors are what counts, not the amenities.

My personal opinion is that people who move here without the means to take care of their own medical insurance or pay out of pocket are expecting a bit too much from a host country of which they are not citizens.

We agree one needs to research moving to a foreign country including medical coverage while contemplating a move to a foreign country. We did our research and chose Mexico for many reasons. Our other choice was Brazil as my husband lived there for over twenty fives years. Brazil was too far from our kids and family and the dollar is weak.

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Re: Seguro Popular not renewing or accepting foreigners

Post by johninajijic on Wed Jun 27, 2012 2:58 pm

You can always buy Private Insurace with any deductible you choose. The younger you are the cheaper the premium. Check with Seguros Monterrey, AXA, GNP, BUPA and others.

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