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Auto insurance

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Zedinmexico
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Auto insurance Empty Auto insurance

Post by gvprod Wed Dec 10, 2014 10:50 am

Is it possible to buy Mexican auto insurance for a USA plated car in Ajijic/Guadalajara?
I am trying to determine is it's cheaper in Mexico, and also having to deal with local companies in case of accident.

If yes, any recommendations?
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Post by RVGRINGO Wed Dec 10, 2014 6:25 pm

If someone will send you the contact information for Jesus Tejeda/AXA in Guadalajara, he will send you a policy by e-mail and take your credit card. A search for his name should get the same result on this or the other board. Sorry, I no longer have his card handy.

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Post by gvprod Wed Dec 10, 2014 7:26 pm

Thank you...
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Post by lucky Thu Dec 11, 2014 8:06 am

Yes, gvprod, definitely possible to buy insurance here around Lake Chapala for a USA-plated vehicle. i think that most car insurance agents around here can write you a policy. Price is probably about the same, depending on which state you lived in in the USA. Cost of insurance for a Mexican-plated car is actually more expensive.

Just remember that your plates need to match your immigration status or the insurance coverage is invalid. That is to say, if you have Residente Permanente status, you MUST own a Mexican-plated vehicle. If you have Temporal status on your visa, then it's okay to own a USA-plated vehicle.

As to insurance agents, i personally like the folks at Bellon Insurance across from Super Lake in San Antonio, but i've not had a claim against Qualitas (the insurer they primarily use), so i can't tell you anything good or bad about that.

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Post by Zedinmexico Thu Dec 11, 2014 9:01 am

Lewis and Lewis online. Policy is in English and Spanish. They use Qualitas as underwriters. Very easy to understand and good price.

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Post by RickS Thu Dec 11, 2014 1:37 pm

No matter who one uses, make sure that you are comparing apples to apples. There are different levels of 'coverage' no matter which underlying company is being used. I have found San Xavier Insurance (online), who uses MAPFRE, to be a little cheaper for the policy I get, but I have actually never had to 'use' any insurance I've purchased so have no input there.
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Post by gvprod Sat Dec 13, 2014 6:10 pm

thanks to all
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Post by REC Sat Dec 13, 2014 6:42 pm

Jesus Tejeda
jtejeda17@hotmail.com
01-333-563-1300
045-333-667-0499 (His cell # and probably the best way to reach him)

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Post by Pedro Sat Dec 13, 2014 6:43 pm

yes to jesus
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Post by NEGringos Sat Dec 13, 2014 10:32 pm

If both my wife and I are shown on the US title and registration as the owners, and my wife has a permanent visa, and I have a temporary visa, can the car still be insured with Mexican insurance?

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Post by lucky Sun Dec 14, 2014 6:59 am

NEGringos, is the car Mexican plated or USA plated?  Because that would make a difference.

It's not a matter of "Mexican insurance," it's a matter of which type of plated vehicle you want to insure.  

As to the matter of whose visa predominates when both a permanente AND a temporal have their names on the title, i'll leave that to much more knowledgeable minds than mine.

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Post by NEGringos Sun Dec 14, 2014 8:40 am

It is USA plated

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Post by Pedro Sun Dec 14, 2014 10:04 am

just call jesus and he'll answer all your questions. no matter what-you can't drive here without mexican insurance unless you want to go to jail if you have an accident.
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Post by NEGringos Sun Dec 14, 2014 10:24 am

Thanx Pedro!

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