Did you know re Pay Pal

https://www.paypal.com/us/webapps/mpp/paypal-fees:
Sending to other countries:
Sign Up for Free Buying  Selling  Transfers  Friends & Family  U.S.  Other Countries  Fixed Fees
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Last updated: November 7, 2018

Buying is free within the US.
Buying online or in-store purchases

We don't think it makes any sense to charge you fees for buying online or in-store in the US. Spend freely (but wisely).
Selling is 2.9% + $0.30 per sale.
That's a small price to pay for accepting major forms of payment from any of the 203 million active customers worldwide. There are no hidden PayPal fees. You don't have to pay anything until you get paid for selling something. Our rates are some of the most competitive in the industry – keeping you in business and your customers happy.

More about PayPal merchant fees

Sales within the US2.9% + $0.30 per transaction
Discounted rate for eligible charities2.2% + $0.30 per transaction
International sales4.4% transaction fee plus a fixed fee based on currency received
PayPal HereTM card reader2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions
Transferring balance from Personal Accounts.
If you are a U.S. PayPal account holder, you can transfer money out of your balance in two ways. * Standard transfers made using your linked bank account are always free and are usually deposited the next business day. ** Now, with Instant Transfer, for a fee you can transfer funds even faster to your eligible bank account or debit card. Instant Transfers to eligible banks and debit cards are typically completed in minutes. *** You can choose between your eligible linked bank accounts and debit card(s) when you make a transfer. Eligible debit cards include Visa and MasterCard debit that participate in Instant Transfers. Participation of these cards is driven by the card issuer. Eligible banks include those participating in The Clearing House Real Time Payments program.

Standard transfer to linked bank accountFree
Instant transfer with eligible linked debit card or bank account1% of amount transferred, with a maximum fee of $10.00
Instant Transfer Withdrawal Limits for Debit Cards

Up to $5,000 per transaction
Up to $5,000 per day
Up to $5,000 per week
Up to $15,000 per month
Instant Transfer Withdrawal Limits for Bank

Up to $25,000 per transaction
*All transfers are subject to review and could be delayed or stopped if we identify an issue.

**Standard bank transfers made after 7:00 PM ET or on weekends or holidays take longer.

***Instant Transfers may take up to 30 minutes and may vary by bank.

Sending money to friends and family.
We’ll always post the current fees for sending money to friends and family on this page, and we will disclose the fees to you in advance each time you initiate a transaction to send money to a friend or family member. These fees may change from time to time, and most changes to these fees will be deemed effective at the time and date of posting. If these fees ever increase, we will provide you 30 days advance notice on our Policy Updates page. You must have or open a PayPal account to send or receive money.

Sending in the U.S.
If you are a U.S. PayPal account holder sending money to a friend or family member with a PayPal account in the U.S., you may pay a fee, depending on how you pay.

Payment method: Fees:
Funded by your PayPal balance or a bank account linked to your PayPal account. Fee is waived.
Funded by a credit card, debit card or PayPal Credit. 2.9% of the amount funded this way, plus a fixed fee (from the table below) based on the currency of the transaction.
Sending to other countries.
If you are a U.S. PayPal account holder sending money to a friend or family member with a PayPal account in a country other than the U.S., the fee you pay depends on the Payment Method used, which country the recipient’s account is in, and the amount you are sending.

Payment method:
Funded by your PayPal balance or a bank account linked to your PayPal account.
Country of recipient’s account:
Canada and Europe*
Fees (based on send amount^)
$0.00-$49.99 USD $0.99 USD†
$50.00-$99.99 USD $2.99 USD†
$100.00+ USD $2.99 USD†
Country of recipient’s account:
Any other country
Fees (based on send amount^)
$0.00-$49.99 USD $0.99 USD†
$50.00-$99.99 USD $2.99 USD†
$100.00+ USD $4.99 USD†
Payment method:
Funded by a credit card, debit card or PayPal Credit.
Country of recipient’s account:
Canada and Europe*
Fees (based on send amount^)
$0.00-$49.99 USD $0.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
$50.00-$99.99 USD $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
$100.00+ USD $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
Country of recipient’s account:
Any other country
Fees (based on send amount^)
$0.00-$49.99 USD $0.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
$50.00-$99.99 USD $2.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
$100.00+ USD $4.99 USD† + 2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).
*Aland Islands, Albania, Andorra, Austria, Belarus, Bosnia and Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte), Georgia, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Vatican City State.

†If funded in a foreign currency, then a comparable amount in that currency.

^If the transaction is funded in a currency other than USD, it will be converted to an equivalent amount in USD for rating, calculated using the prevailing Base Exchange rate.

Fixed fees for sending in other currencies.
Currency Fee
Australian Dollar: 0.30 AUD
Brazilian Real: 0.60 BRL
Canadian Dollar: 0.30 CAD
Czech Koruna: 10.00 CZK
Danish Krone: 2.60 DKK
Euro: 0.35 EUR
Hong Kong Dollar: 2.35 HKD
Hungarian Forint: 90 HUF
Israeli Shekel: 1.20 ILS
Japanese Yen: 40 JPY
Malaysian Ringgit: 2.00 MYR
Mexican Peso: 4.00 MXN
Currency Fee
New Zealand Dollar: 0.45 NZD
Norwegian Krone: 2.80 NOK
Philippine Peso: 15.00 PHP
Polish Zloty: 1.35 PLN
Russian Ruble: 10 RUB
Singapore Dollar: 0.50 SGD
Swedish Krona: 3.25 SEK
Swiss Franc: 0.55 CHF
Taiwan New Dollar: 10.00 TWD
Thai Baht: 11.00 THB
U.K. Pounds Sterling: 0.20 GBP
U.S. Dollar: 0.30 USD

So, what say you about these fees?
I need to send $3.000 to NZ.

I want the most bank for my buck. Would you do? Got any better ways to send money so we both maximize our savings/profit ?

Transferwise is reliable and fees are low.

Thank you Wind Rider!

Any other advise? For Mexican peso to NZ dollar.
Or better US to NZ dollar?