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Post by Carry Bean on Mon May 20, 2019 9:15 am

My American Express card is bugging me to give my cell number. Of course, the only cell I have is Mexican. I know some cards don’t like it and may cancel you if they discover you live out of the country but I’m not sure how strict Amex is. Any experience with this?

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Post by brigitte on Mon May 20, 2019 9:19 am

get a Mexican Am ex f you can.

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Post by gringal on Mon May 20, 2019 9:27 am

You can always tell 'em you don't have a cell phone..the nosy buggers.
Twisted Evil
Alternatively, there is at least one U.S. financial institution offering checking and savings accounts that will provide you with a credit card, knowing full well that you live in Mexico.  Such an institution caters to government employees outside the country as well as expats. Your funds are insured and you needn't be in the states to set up an account.
If you want specific information, PM me.

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Post by sm1mex on Thu May 23, 2019 1:05 pm

I would not give them your mx cell number. You can give them magic jack or get a U.S Text Now number for free.

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Post by Carry Bean on Thu May 23, 2019 5:09 pm

Too late. Told them the only mobile phone I had was the one I used at “my home in Mexico” where I spend part of the year. No issues and
I asked him to note that charges in Mexico were ok so
I wouldn’t have to call whenever I visited Mexico.

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Post by sm1mex on Fri May 24, 2019 10:34 am

My bank won't do an international call or text. :-((

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Post by Bubba2shoes on Fri May 24, 2019 1:20 pm

Credit cards are of no value here in Mexico. We find our debit cards attached to our U.S. and Mexican banks to be useful for all transactions including hotel reservations or on line ordering for anything in any amount. Get over credit cards and anxiety over use of Mexican banks. However, do use caution in purchasing anything of significant value in Mexico or Florida.

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Post by MexicoPete on Fri May 24, 2019 1:42 pm

I have a Mexican Bank account (Actinver) and am very happy with it. That said, I never need to use their (my) Mexican Debit card, because, I have no trouble using my Bank of America Visa credit card.

Being up north 3 months per year, makes it easy to have an active BofA bank account with credit and debit cards.
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Post by CanuckBob on Fri May 24, 2019 1:46 pm

I use my Canadian Mastercard for everything that I order online or don't have the cash for. I would never use it anywhere here other than the major retailers like WalMart, Home Depot, Best Buy etc.

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Post by Carry Bean on Fri May 24, 2019 3:09 pm

I use cc’s online for purchases and rarely here.  My MasterCard has a high maximum of  $20,000.00 so I really want no issues with that card because it might be necessary for a medical emergency.  
I prefer to pay cash and have no interest in getting a Mexican credit card at all.  The AMEX is one I’ve had since the ‘70’s but I don’t care to lose it, just in case.

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Post by brigitte on Fri May 24, 2019 5:21 pm

If you lose your AMex it is it. We cancelled ours when we had fraud.. and could not get another one.. Only a Mexican one now after I got a Mexican Credit card.Ours was rom 68 and it is gone.. oh well.. one less thing to worry about.

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