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Car insurance for foreign vehicle

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Canmex 87
slainte39
ChrisR
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Car insurance for foreign vehicle Empty Car insurance for foreign vehicle

Post by ChrisR Sun Jul 04, 2021 7:46 pm

Hola! This is my first post - thank you to the admins for letting me join.

I'm preparing for a road trip to the Lakeside by car with Canadian plates, and I'm looking at Mexican insurance quotes at Bestmex.com. The quotes I'm getting seem quite reasonable. It lists quotes from four comapnies, Mapfre, Quálitas, GNP, and HDI. I have to pick one. Do you have any words of caution about any of these? Can you recommend one that has worked well for you?

Thank you!

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Post by slainte39 Sun Jul 04, 2021 9:28 pm

I have had Quálitas for many years through Parker....no problems there.

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Post by Canmex 87 Mon Jul 05, 2021 6:14 am

Qualitas has an office in Chapala with English speaking adjusters.

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Post by DaveP Mon Jul 05, 2021 10:15 am

I used Jesus Tejada in Guadalajara for many years. He represents AXA Insurance
He can be reached from Canada at 52.33.3563.1300 or jesus@tejadainsurance.com
When it counted and I was T-boned on the Libramiento 2011 he came right through and I had my payout in less than 3 weeks.
BTW, I have found him a little more competitive than Lakeside brokers and I trust AXA more than other insurance companies.
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Post by Wide Sky Mon Jul 05, 2021 10:36 am

It will be interesting to see if you can even GET across the border into the US.

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Post by CHILLIN Mon Jul 05, 2021 2:55 pm

Lewis and Lewis are good. I have purchased from them before. They also sell ' driver's license' insurance, which is interesting. You are insured for liability only ( and some token amount medical) for just yourself, and you can drive any vehicle legally in Mexico. In an accident, if it is your fault, you have pay repairs on your vehicle and the victims. But if they start talking liabilty law suits, their adjuster will back off immediately if they see the license coverage because they would now have to deal directly with a highly experienced insurance company rather than a private individual who maybe speaks limited Spanish. Also, they cannot impound and auction your vehicle, especially if the title is in someone elses name. That would be theft.
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Post by ChrisR Mon Jul 05, 2021 6:19 pm

Wide Sky wrote:It will be interesting to see if you can even GET across the border into the US.

I know I can't right now. Progress is being made though as Canada is opening land borders to US travelers to Canada as of today, with restrictions. I'm hoping in the fall I'll be able to cross the border. Now there's the Delta variant picking up steam, so things could very well be shut down again. Cheers!

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Post by Zedinmexico Tue Jul 06, 2021 7:35 am

CHILLIN wrote:Lewis and Lewis are good. I have purchased from them before. They also sell ' driver's license' insurance, which is interesting. You are insured for liability only ( and some token amount medical) for just yourself, and you can drive any vehicle legally in Mexico. In an accident, if it is your fault, you have pay repairs on your vehicle and the victims. But if they start talking liabilty law suits, their adjuster will back off immediately if they see the license coverage because they would now have to deal directly with a highly experienced insurance company rather than a private individual who maybe speaks limited Spanish. Also, they cannot impound and auction your vehicle, especially if the title is in someone elses name. That would be theft.

I used Lewis and Lewis for years and liked them very much. No brainer.

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Post by CHILLIN Tue Jul 06, 2021 6:13 pm

One thing I really liked about Lewis &Lewis is that their paperwork looks so official, almost presidential.
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Post by ChrisR Thu Jul 08, 2021 1:37 pm

CHILLIN wrote:One thing I really liked about Lewis &Lewis is that their paperwork looks so official, almost presidential.
It probably intimidates the other insurance companies. "Ellos son serios!"

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