Healthcare Law in the U.S.

Does anyone know if the healthcare law passes tomorrow how it will affect those of us who are U.S. Citizens but live outside of the U.S.? Will we have to pay a penalty for not having healthcare if services are not provided to those of us who live outside the U.S.? Will the healthcare law provide services to us wherever we live? Thanks.

The "fine" for not having insurance is widely misunderstood. The fine is added to your tax bill, BUT there is no mechanism for forcing you to pay it. The law specifically says the IRS cannot take civil action if you refuse to pay. This whole issue is moot. Lack of understanding has caused this matter to become a tempest in a teapot.

The Supreme court ruling will be tomorrow on whether it is legal or not. Or what parts will be upheld. Also depends on whether Roberts or Kennedy writes the summary. To busy to look up specifics now.

Rolly wrote:The "fine" for not having insurance is widely misunderstood. The fine is added to your tax bill, BUT there is no mechanism for forcing you to pay it. The law specifically says the IRS cannot take civil action if you refuse to pay. This whole issue is moot. Lack of understanding has caused this matter to become a tempest in a teapot.

First, I love your website, Rolly. Great stuff and really well done.

However, if the IRS cannot take action AT THIS TIME does not mean they won't do so in the future. The debt remains on your account and it is only a matter of time before they WILL come to collect it. All it takes is a change in the law from "can't collect" to "will collect". Piece of cake.

I spent my life working for the government watching first hand how we do it. In the end you will pay.

BY the way, speaking of U.S. citizens or other foreigners living in Mexico, on the Guadalajara news this morning, I heard that the Seguridad Popular will no longer enroll foreigners unless they become Mexican citizens. I don´t know if this is just local to Guadalajara or a nationwide administrative decision. This exclusion woud make sense since that program is for the poor here in Mexico and extranjeros hardy fit that bill in general - especially those here only temporarily.

Perhaps IMSS will follow this path in the near future. Private insurance will be the way to go here in Mexio as it should be if possible.

But doesn't it specifically exempt those on Medicare?

We'll see how much of it is around after tomorrow. :)

Mainecoons wrote:But doesn't it specifically exempt those on Medicare?

We'll see how much of it is around after tomorrow. :)

Let's hope they kill ALL of it.

NoCanDo wrote:

Rolly wrote:The "fine" for not having insurance is widely misunderstood. The fine is added to your tax bill, BUT there is no mechanism for forcing you to pay it. The law specifically says the IRS cannot take civil action if you refuse to pay. This whole issue is moot. Lack of understanding has caused this matter to become a tempest in a teapot.

First, I love your website, Rolly. Great stuff and really well done.

However, if the IRS cannot take action AT THIS TIME does not mean they won't do so in the future. The debt remains on your account and it is only a matter of time before they WILL come to collect it. All it takes is a change in the law from "can't collect" to "will collect". Piece of cake.

I spent my life working for the government watching first hand how we do it. In the end you will pay.

I know that you are actually speaking to all of us but do you really understand how old we are?

hound dog wrote:BY the way, speaking of U.S. citizens or other foreigners living in Mexico, on the Guadalajara news this morning, I heard that the Seguridad Popular will no longer enroll foreigners unless they become Mexican citizens. I don´t know if this is just local to Guadalajara or a nationwide administrative decision. This exclusion woud make sense since that program is for the poor here in Mexico and extranjeros hardy fit that bill in general - especially those here only temporarily.

Perhaps IMSS will follow this path in the near future. Private insurance will be the way to go here in Mexio as it should be if possible.

I agree except for one problem. The options for private health insurance become very limitied after you are 70. If you have some condition
it becomes even harder. Maybe the company will keep you if you have been with them for a while. My wife private insurance company has
a renewal point when she is 70.

Z

Some private insurers here won't take anyone over 62.

I know one private insurer insures up to 64. Seguros Monterrey insures up to 69 and can never cancel you. Most companies will not pay for "pre existing" conditions, no matter how well you can prove you are now. Seguros Monterrey excludes my Epilepsy. I believe BUPA will insure ore existing if you can afford their premiums.

My advice to any one seeking private health insurance is to check each company carefully. They are nowhere near alike. One good thing about Seguros Monterrey is that they have "No Limits", so say if you get anything catastrophic and it goes to a million bucks or more they gotta pay it.

Seguros Monterrey, MetLife, AXA, GNP, etc

Never go with JimW's company ALLIANZ or you may never get paid. Parker handles them.

The Supreme Court backs all parts of President Obama’s signature health care law

Read it and weap John

LMarkoya wrote:The Supreme Court backs all parts of President Obama’s signature health care law

Read it and weap John

I don't have to read it and weep. I have insurance here and will have medicare back in the US that you're paying for. You read it and weep. Now you gotta carry health insurance. I'm laughing at all those kids (including yours) that are going to be paying off the Nat' debt because of this for the rest of their lives. LOL.

John:

Do you ever stop and think before you post your drivel? What would be your explanation for a conservative leaning Supreme Court upholding the law? Could it be that they actually followed their mandate and disregarded politics when making this decision?

CheenaGringo wrote:John:

Do you ever stop and think before you post your drivel? What would be your explanation for a conservative leaning Supreme Court upholding the law? Could it be that they actually followed their mandate and disregarded politics when making this decision?

The mandate is illegal forcing people to buy a product they don't want, when the majority of the US didn't want it. What didn't those morons not understand??

Why is it ok for the government to mandate car insurance, but not health insurance? Just asking a simple question, do not kill the messenger.

johninajijic wrote:The mandate is illegal...

Do you even understand what the SCOTUS is? They just said it was legal.

sampati wrote:Why is it ok for the government to mandate car insurance, but not health insurance? Just asking a simple question, do not kill the messenger.

Not sure it makes a difference to the argument. But mandated car insurance is a state thing and not a federal thing.

Z

Do you know if there are any states that do not mandate car insurance? Never knew it was a state thing, always thought it was required of everyone. Thanks.

johninajijic wrote:

CheenaGringo wrote:John:

Do you ever stop and think before you post your drivel? What would be your explanation for a conservative leaning Supreme Court upholding the law? Could it be that they actually followed their mandate and disregarded politics when making this decision?

The mandate is illegal forcing people to buy a product they don't want, when the majority of the US didn't want it. What didn't those morons not understand??

Those morons are a republican majority....making you one of them ...and where do you base your facts from...what majority?
All Americans should have health care...even if they are stupid enough to think they don't need it. And the mandate is obviosly legal....its done.

"when the majority of the US didn't want it."

Granted this is a brand new poll but at this point in time, those who agree with the ruling outnumber those who don't by approximately a 2:1 margin:
http://nbcpolitics.msnbc.msn.com/_news/2012/06/28/12459343-vote-do-you-agree-with-supreme-court-ruling-on-health-care-law

CheenaGringo wrote:Granted this is a brand new poll but at this point in time, those who agree with the ruling outnumber those who don't by approximately a 2:1 margin:
http://nbcpolitics.msnbc.msn.com/_news/2012/06/28/12459343-vote-do-you-agree-with-supreme-court-ruling-on-health-care-law

I realize at this early stage that options are few but polls where participants self-select to participate cannot be relied upon.

Just a practical question: How does this affect expats? I'm not interested in hearing "opinions"......just the facts, if anyone knows them.

Are the opinions expressed by numerous participants more valid than the close minded views of a party of one?

LMarkoya wrote:

johninajijic wrote:

CheenaGringo wrote:John:

Do you ever stop and think before you post your drivel? What would be your explanation for a conservative leaning Supreme Court upholding the law? Could it be that they actually followed their mandate and disregarded politics when making this decision?

The mandate is illegal forcing people to buy a product they don't want, when the majority of the US didn't want it. What didn't those morons not understand??

Those morons are a republican majority....making you one of them ...and where do you base your facts from...what majority?
All Americans should have health care...even if they are stupid enough to think they don't need it. And the mandate is obviosly legal....its done.

ALL Americans including 26 year old KIDS as one idiot Politician referred to them as. No health care should go beyond age 18. Let them go to work and have an employer pay for part of it. ALL Americans should have health care, even the drunks and druggies who will cost the system a fortune. Then it will become like the FAILED Canadian system where everyone goes to the Dr. for a sniffle. Ask any Canadian who will answer you honestly.