Seguro Popular not renewing or accepting foreigners
+10
Parker
Chico
E-raq
sparks
Rolly
johninajijic
gringal
Axixic
Intercasa
elehne1
14 posters
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Re: Seguro Popular not renewing or accepting foreigners
You can always buy Private Insurace with any deductible you choose. The younger you are the cheaper the premium. Check with Seguros Monterrey, AXA, GNP, BUPA and others.
johninajijic- Share Holder
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Join date : 2010-10-23
Re: Seguro Popular not renewing or accepting foreigners
Intercasa wrote:Anything they need to do needs to be supported by a law and discrimination against foreigners legally here is not proper and if they try to do it in Chapala, I will have to have a talk with them and explain the legal consequences.
Are you serious Spencer, there's a law about discrimination against foreigners. Is this true everywhere, such as a fracc. for example, or just by the government?
If it's the law everywhere, I'd sure like to have a copy of it.
E-raq- Share Holder
- Posts : 1998
Join date : 2012-05-27
Re: Seguro Popular not renewing or accepting foreigners
Well kind of the opposite, there is the constitution and the new version that says all authorities must guarantee human rights which means all people are equal and the same as well as under international treaties Mexico has signed.
Artículo 1o. En los Estados Unidos Mexicanos todas las personas gozarán de los derechos humanos
reconocidos en esta Constitución y en los tratados internacionales de los que el Estado Mexicano sea
parte, así como de las garantías para su protección, cuyo ejercicio no podrá restringirse ni suspenderse,
salvo en los casos y bajo las condiciones que esta Constitución establece.
Las normas relativas a los derechos humanos se interpretarán de conformidad con esta Constitución y
con los tratados internacionales de la materia favoreciendo en todo tiempo a las personas la protección
más amplia.
Todas las autoridades, en el ámbito de sus competencias, tienen la obligación de promover, respetar,
proteger y garantizar los derechos humanos de conformidad con los principios de universalidad,
interdependencia, indivisibilidad y progresividad. En consecuencia, el Estado deberá prevenir, investigar,
sancionar y reparar las violaciones a los derechos humanos, en los términos que establezca la ley.
Article 4, right to healthcare for ALL
Toda persona tiene derecho a la protección de la salud. La Ley definirá las bases y modalidades para
el acceso a los servicios de salud y establecerá la concurrencia de la Federación y las entidades
Artículo 1o. En los Estados Unidos Mexicanos todas las personas gozarán de los derechos humanos
reconocidos en esta Constitución y en los tratados internacionales de los que el Estado Mexicano sea
parte, así como de las garantías para su protección, cuyo ejercicio no podrá restringirse ni suspenderse,
salvo en los casos y bajo las condiciones que esta Constitución establece.
Las normas relativas a los derechos humanos se interpretarán de conformidad con esta Constitución y
con los tratados internacionales de la materia favoreciendo en todo tiempo a las personas la protección
más amplia.
Todas las autoridades, en el ámbito de sus competencias, tienen la obligación de promover, respetar,
proteger y garantizar los derechos humanos de conformidad con los principios de universalidad,
interdependencia, indivisibilidad y progresividad. En consecuencia, el Estado deberá prevenir, investigar,
sancionar y reparar las violaciones a los derechos humanos, en los términos que establezca la ley.
Article 4, right to healthcare for ALL
Toda persona tiene derecho a la protección de la salud. La Ley definirá las bases y modalidades para
el acceso a los servicios de salud y establecerá la concurrencia de la Federación y las entidades
Intercasa- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Hmmmm,
Todas las autoridades, en el ámbito de sus competencias, tienen la obligación de promover, respetar,
proteger y garantizar los derechos humanos de conformidad con los principios de universalidad,
interdependencia, indivisibilidad y progresividad. En consecuencia, el Estado deberá prevenir, investigar,
sancionar y reparar las violaciones a los derechos humanos, en los términos que establezca la ley.
So what's the penalty???
Todas las autoridades, en el ámbito de sus competencias, tienen la obligación de promover, respetar,
proteger y garantizar los derechos humanos de conformidad con los principios de universalidad,
interdependencia, indivisibilidad y progresividad. En consecuencia, el Estado deberá prevenir, investigar,
sancionar y reparar las violaciones a los derechos humanos, en los términos que establezca la ley.
So what's the penalty???
E-raq- Share Holder
- Posts : 1998
Join date : 2012-05-27
Re: Seguro Popular not renewing or accepting foreigners
Also there can be complaints to the Human Rights Commission and they can take action and sanction people, the constitution sets out rights but not sanctions although a clear violation could lose somebody their job.
Intercasa- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Intercasa wrote:Also there can be complaints to the Human Rights Commission and they can take action and sanction people, the constitution sets out rights but not sanctions although a clear violation could lose somebody their job.
Why thank you Spencer, I think you just made my day.
E-raq- Share Holder
- Posts : 1998
Join date : 2012-05-27
Re: Seguro Popular not renewing or accepting foreigners
Just to advise the status of my original post:We did supply all the documents when we enrolled and still were told every 3 months we needed to pay and our issued policy showed 3 months coverage. Yesterday morning we stopped to speak with the local SP office and he called his regional manager in La Barca for help. We then requested a letter as to why we could not pay our premium and be part of SP. The regional manager while we were there remotely controlled the computer and we were able to see the screens with the local rep. He was unable to find where it stated foreigners could not be covered unless they were applying to become citizens and kept referring to the section on you must be a resident. As we are residents of Mexico, we again requested why we would have to be applying for citizenship when we have our FM3. The regional manager was to come to the Joco office yesterday afternoon and we are to pick up a letter today about noon. Once, we do this, we will post the results. We just returned from the Joco office and were told the Regional Manager has advised the letter needs to come from Guadalajara. The Regional Manager whose office is in LaBarca has 13 SP locations he is in charge of including Chapala, Ocotlan, LaBarca, Jocotepec and several others. We are going back to pick up the letter next Friday and shall advise results once again.
elehne1- Share Holder
- Posts : 213
Join date : 2012-05-31
Re: Seguro Popular not renewing or accepting foreigners
On Monday July 2nd, we went to the Chapala office with Spencer's staff to see if we could enroll, however, we were not able to do so. The reason given was Seguro Popular had our current policy locked in their system pending reply from Guadalajara. Today, my husband went to the Joco office to pick up the letter we were promised as to why we could not pay our 3 month premium. The guy in the office advised according to the Guadalajara office because our policy was issued for 3 years (payable every 3 months) we COULD pay our quarterly premiums until the end of the 3 years. At that time, they will not renew. He also stated foreigners wanting to obtain a new Seguro Popular policy will not be able to do so. Also, Luis from Spencer's office was able to enroll 2 ladies that had accompanied us on Monday, but was told they will NOT enroll any foreigners from that point forward. We have called Spencer's office to advise what occurred today and await Spencer's call back on Monday.
elehne1- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Shades of IMSS, which I dropped six months ago in favor of Seguro Popular. Please keep us informed. chico
Chico- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Chico wrote:Shades of IMSS, which I dropped six months ago in favor of Seguro Popular. Please keep us informed. chico
Spencer went to the SP office in Guad today and he advised he will be contacting the main office on Monday. I am sure he will post the results as to this issue. Thanks Spencer!
elehne1- Share Holder
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Join date : 2012-05-31
Re: Seguro Popular not renewing or accepting foreigners
Looking forward to hearing from you tomorrow or Tuesday. Thanks so much, chico
Chico- Share Holder
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Join date : 2012-05-30
Re: Seguro Popular not renewing or accepting foreigners
Ok, we called SP in Mexico City and have a file number to resolve this issue and they will enroll foreigners. We are calling the local and state office to give them the resolution file number so that they will have been notified and will stop blocking the enrollment of foreigners.
Intercasa- Share Holder
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Age : 53
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Re: Seguro Popular not renewing or accepting foreigners
Thank you, chico
Chico- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Intercasa wrote:Ok, we called SP in Mexico City and have a file number to resolve this issue and they will enroll foreigners. We are calling the local and state office to give them the resolution file number so that they will have been notified and will stop blocking the enrollment of foreigners.
Great work, Thanks.
Parker- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Thanks to Spencer's efforts, we were able to have our policy from March cancelled and a new policy started with the Chapala office. The Chapala office staff is very helpful vs the Joco staff person who does enrollment. We provided the information required by SP to Chapala and the policy was issue with no cost. This was the same information provided to the Joco office in March and we were to pay $516 pesos every three months for both of us. We have no problem paying for coverage, however, it appears we were advised wrong by Joco in March. Hopefully, now other foreigners with FM2 or FM3 cars will have no problems. Thanks again to Spencer and his staff for resolving the problem for this area.
elehne1- Share Holder
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Join date : 2012-05-31
Re: Seguro Popular not renewing or accepting foreigners
Bureaucrats seem to fall into the "petty dictator" position at times. This situation has been traumatic for those needing the coverage.
Thanks to Spencer for stepping up to the plate there.
However, after talking with some people who should know (like doctors), I have concluded that people anticipating using Seguro Popular would be wise to familiarize themselves with the conditions they will experience if they use the services. Seguro Popular was designed for the very poor in Mexico.
Thanks to Spencer for stepping up to the plate there.
However, after talking with some people who should know (like doctors), I have concluded that people anticipating using Seguro Popular would be wise to familiarize themselves with the conditions they will experience if they use the services. Seguro Popular was designed for the very poor in Mexico.
gringal- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
All you people who want or have IMSS and SP, you will get just what you pay for as is usual in life. It was designed for poor Mexicans. IMSS is nearly bankrupt and after stories I've heard, I wouldn't send my dog there to have anything done. They use Resident Doctors and who knows what goes on under anesthesia.
I don't believe that Foreigners should be allowed to get IMSS or SP. Medical insurance in Mexico is reasonable enough so that most people can afford Private Insurance with a high deductible. If you can't get Private insurance, Medical costs in Mexico are reasonable enough for most people to self insure.
I recently heard a story about my friends maid who was pregnant. It was close to giving birth, so they drove to IMSS in Tlajimulco (sp) about 1 1/2 hours from here. There was no Dr on duty. Her water broke and they told her that it wasn't time to deliver yet. They said walk around, which she did. For about 5 hours, then she started bleeding and finally at night a Dr showed up to deliver after 7 or 8 hours. Great medical care!!!!!
My friend is going to cancel her IMSS after hearing this story.
I don't believe that Foreigners should be allowed to get IMSS or SP. Medical insurance in Mexico is reasonable enough so that most people can afford Private Insurance with a high deductible. If you can't get Private insurance, Medical costs in Mexico are reasonable enough for most people to self insure.
I recently heard a story about my friends maid who was pregnant. It was close to giving birth, so they drove to IMSS in Tlajimulco (sp) about 1 1/2 hours from here. There was no Dr on duty. Her water broke and they told her that it wasn't time to deliver yet. They said walk around, which she did. For about 5 hours, then she started bleeding and finally at night a Dr showed up to deliver after 7 or 8 hours. Great medical care!!!!!
My friend is going to cancel her IMSS after hearing this story.
johninajijic- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
You can find anecdotal evidence to call into question the quality of care of ANY institution or organization up to and including Johns Hopkins.
Axixic- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
Axixic wrote:You can find anecdotal evidence to call into question the quality of care of ANY institution or organization up to and including Johns Hopkins.
The hospital system in the states is about number 37 now on the list for first world countries. Nothing to brag about.
The drawback in Seguro Popular is that the facilities are not like those in private hospitals NOB. Many beds to a ward, and virtually no amenities are provided. People signing up should be aware of that; that's all.
Anecdotal evidence is often subject to question.
gringal- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
johninajijic wrote:All you people who want or have IMSS and SP, you will get just what you pay for as is usual in life. It was designed for poor Mexicans. IMSS is nearly bankrupt and after stories I've heard, I wouldn't send my dog there to have anything done. They use Resident Doctors and who knows what goes on under anesthesia.
I don't believe that Foreigners should be allowed to get IMSS or SP. Medical insurance in Mexico is reasonable enough so that most people can afford Private Insurance with a high deductible. If you can't get Private insurance, Medical costs in Mexico are reasonable enough for most people to self insure.
I recently heard a story about my friends maid who was pregnant. It was close to giving birth, so they drove to IMSS in Tlajimulco (sp) about 1 1/2 hours from here. There was no Dr on duty. Her water broke and they told her that it wasn't time to deliver yet. They said walk around, which she did. For about 5 hours, then she started bleeding and finally at night a Dr showed up to deliver after 7 or 8 hours. Great medical care!!!!!
My friend is going to cancel her IMSS after hearing this story.
Any Mexican that immigrates to Canada will be eligible for the FULL provincial medical coverage within 3 - 6 months of arriving (depending on the province) so I suppose Mexico should only offer it to Canadians and any other country that will give Mexican expats the same coverage if they live there.
Re: Seguro Popular not renewing or accepting foreigners
CBob - And now you know why Canadians don't like immigrants coming in taking away $$$ on health coverage, backing up the system, when others need more important care like operations.
johninajijic- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
John, Canada (like the US) is almost entirely made up of immigrants.......and we aren't discussing what the citizens like or dislike. The fact is that Mexico should offer their government medical to the expats of those countries that will give Mexican expats the same. Kind of like a tax treaty......
Re: Seguro Popular not renewing or accepting foreigners
BTW....I believe there are over 50,000 Mexican immigrants in Canada. I'm sure that is far more than Canadians in Mexico.....
Re: Seguro Popular not renewing or accepting foreigners
Ya know I really have to put a plug in here for the hospital civil. Saturday, the big guy, my pool boy, needed to have a tooth extracted. I insisted on the high priced spread, a maxillofacial surgeon, who was also a professor. That's what we got. BTW he also works part time at the hospital civil. So, we went, all in all including anesthesia, it took about 10 minutes. He had no pain afterwards, and all is well. Yes it was done in his private office, and was a lot more pricy than what you'd pay here lakeside, however a fraction of what you'd pay NOB. This guy is my new go to person for anything dental. Lawd that guy was as slick as my Daddy, and I've never seen anyone else that good.
E-raq- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
CanuckBob wrote:BTW....I believe there are over 50,000 Mexican immigrants in Canada. I'm sure that is far more than Canadians in Mexico.....
One can only hope. chico
Chico- Share Holder
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Re: Seguro Popular not renewing or accepting foreigners
[quote="elehne1"]On Monday July 2nd, we went to the Chapala office with Spencer's staff to see if we
Where in Chapala is the office? Address please if you have it, thanks.
Where in Chapala is the office? Address please if you have it, thanks.
itsme- Share Holder
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