Re: In Defense of Mexican Drivers

by seisdedos Tue Aug 21, 2012 8:25 pm

Zedinmexico wrote:

Lewis and Lewis charges less for US licensed driver in mexico
whether you are in US lic vehicle or Mexican plated vehicle.
Why I asked and they said we are better drivers. Enough
proof? You think insurance companies don't know the demographics
of there customers?

Z

That's no proof at all.

by viajero Tue Aug 21, 2012 8:27 pm

Ms.Thang wrote:
I have not had car insurance since the Raquel experience...10, 11 years? Maybe I should get some.

That might not be a bad idea.

by Trailrunner Tue Aug 21, 2012 8:35 pm

I also have L and L (Qualitas) and started with them years ago when I lived at the beach and everyone I knew out there used them and raved about them. I have never had a claim so that will be the telling time. I have, however, had some correspondence with the owner, Jim Lewis, over the years and he was very responsive and accommodating. I have heard good reports from people who have had claims even up here and who said the L and L guy was on scene of their accident promptly and the claim went well.

Pero, vamos a ver.

by Zedinmexico Wed Aug 22, 2012 7:58 am

seisdedos wrote:
Zedinmexico wrote:

Lewis and Lewis charges less for US licensed driver in mexico
whether you are in US lic vehicle or Mexican plated vehicle.
Why I asked and they said we are better drivers. Enough
proof? You think insurance companies don't know the demographics
of there customers?

Z

That's no proof at all.

Thanks for calling me a liar. Cheapest was US plated and Visa driven.
Next was Mex plated and Visa driven. Next higher in terms of cost
was Mex plated and Mex driven. I was surprised also. I asked why and
guess what they said cause we are less risk. Insurance companies
that don't pay attention to demographics go out of business. I didn't
check out other companies other than getting a rough cost to compare.
As far as one mexican company being better than another I can find
random data showing every insurance company down here sucks. You
always have to fight insurance companies. One persons good experience
is no more meaningful than anothers bad experience. I didn't make the
rules Gringoes pay less for insurance down here especially with Gringo
plates. My bill for a years worth of full coverage value $19,000 with
extra coverage for glass and such was about $450 for a Frontier
pickup truck.

Z

by johninajijic Wed Aug 22, 2012 8:34 am

Zedinmexico wrote:
seisdedos wrote:
Zedinmexico wrote:

Lewis and Lewis charges less for US licensed driver in mexico
whether you are in US lic vehicle or Mexican plated vehicle.
Why I asked and they said we are better drivers. Enough
proof? You think insurance companies don't know the demographics
of there customers?

Z

That's no proof at all.

Thanks for calling me a liar. Cheapest was US plated and Visa driven.
Next was Mex plated and Visa driven. Next higher in terms of cost
was Mex plated and Mex driven. I was surprised also. I asked why and
guess what they said cause we are less risk. Insurance companies
that don't pay attention to demographics go out of business. I didn't
check out other companies other than getting a rough cost to compare.
As far as one mexican company being better than another I can find
random data showing every insurance company down here sucks. You
always have to fight insurance companies. One persons good experience
is no more meaningful than anothers bad experience. I didn't make the
rules Gringoes pay less for insurance down here especially with Gringo
plates. My bill for a years worth of full coverage value $19,000 with
extra coverage for glass and such was about $450 for a Frontier
pickup truck.

Z

Zed you're right about foreign drivers being better drivers. Mexican drivers just plow their way thru, don't obey traffic signals, pass on the right illegally, speed and cut you off without putting on turn signals to get one car ahead, even where there's no room to pull in in front of you. They are the rudest drivers I've seen anywhere. I'm surprised that there are not more accidents. A lot of Gringos are terrified to drive in GDL. They drive just as badly here too.

by seisdedos Wed Aug 22, 2012 9:23 am

Zedinmexico wrote:

Thanks for calling me a liar.

Z

Don't mention it. And it keeps getting worse.

by Zedinmexico Wed Aug 22, 2012 9:31 am

seisdedos wrote:
Zedinmexico wrote:

Thanks for calling me a liar.

Z

Don't mention it. And it keeps getting worse.

I truly feel sorry for you.
It must really suck to be you.
You are one of the most miserable people I know down here.

Z

by Mainecoons Wed Aug 22, 2012 9:33 am

Would you care to provide specific information that supports your apparent belief that Zed's statement is not correct?

I didn't think so. BTW, my own investigation of this question confirms Zed's analysis. You've yet to provide any analysis of any sort. As usual.

by hockables Wed Aug 22, 2012 9:35 am

Didja ever see the movie Deathrace 2000? The original, not that remake piece of shit!!

by johninajijic Wed Aug 22, 2012 9:49 am

hockables wrote:Didja ever see the movie Deathrace 2000? The original, not that remake piece of shit!!

Was the movie made in one of the cities or towns in Mexico?

by Parker Wed Aug 22, 2012 10:08 am

johninajijic wrote:
hockables wrote:Didja ever see the movie Deathrace 2000? The original, not that remake piece of shit!!

Was the movie made in one of the cities or towns in Mexico?

"Death Race 2000 is a 1975 cult action film directed by Paul Bartel, and starring David Carradine, Simone Griffeth and Sylvester Stallone. The film takes place in a dystopian American society in the year 2000, where the murderous Transcontinental Road Race has become a form of national entertainment. The screenplay is based on the short story The Racer by Ib Melchior."

by RoofBob Wed Aug 22, 2012 10:30 am

Death Race 2000, the 1975 version, was filmed at the following locations. (Thank you Google)

Chet Holifield Federal Building - 24000 Avila Road, Laguna Niguel, California, USA(exteriors)
Golden State Highway, California, USA
Indian Dunes, Ventura County, California, USA
Interstate 210, La Crescenta, California, USA
(freeway)
Los Angeles, California, USA
Mojave Desert, California, USA
Mulholland Drive, Hollywood Hills, Los Angeles, California, USA
Ontario Motor Speedway - N. Miliken Avenue, Ontario, California, USA
Pasadena Civic Auditorium - 300 E. Green Street, Pasadena, California, USA
San Fernando Valley, Los Angeles, California, USA

by Axixic Wed Aug 22, 2012 10:31 am

RoofBob wrote:So Axixic, you gonna be at the swarm Thursday?

Can't make it, Bob.

One of these days...

by seisdedos Wed Aug 22, 2012 10:57 am

Zedinmexico wrote:
seisdedos wrote:
Zedinmexico wrote:

Thanks for calling me a liar.

Z

Don't mention it. And it keeps getting worse.

I truly feel sorry for you.
It must really suck to be you.
You are one of the most miserable people I know down here.

Z

You don't know me. Up there, down here, wherever.

I simply asked you to prove your claim and you weren't able to do so. I didn't call you a liar, that was your assumption. I just responded to your ridiculousness with sarcasm. I assumed you were mistaken and I still hold that opinion.

by Mainecoons Wed Aug 22, 2012 12:12 pm

He proved it. Try reading it again until you figure it out.

Our friends who have Mexican plates and Mexican licenses and are Mexican citizens pay about twice as much for auto insurance as we do with our U.S. plates and U.S. licenses.

Like I said, I checked as part of evaluating whether or not to switch to a Jalisco plated car. You obviously didn't.

by viajero Wed Aug 22, 2012 12:18 pm

RoofBob wrote:Death Race 2000, the 1975 version, was filmed at the following locations. (Thank you Google)

Chet Holifield Federal Building - 24000 Avila Road, Laguna Niguel, California, USA(exteriors)
Golden State Highway, California, USA
Indian Dunes, Ventura County, California, USA
Interstate 210, La Crescenta, California, USA
(freeway)
Los Angeles, California, USA
Mojave Desert, California, USA
Mulholland Drive, Hollywood Hills, Los Angeles, California, USA
Ontario Motor Speedway - N. Miliken Avenue, Ontario, California, USA
Pasadena Civic Auditorium - 300 E. Green Street, Pasadena, California, USA
San Fernando Valley, Los Angeles, California, USA

With the exception of the Ontario Motor Speedway I've driven all of them many times,maybe that's why I was prepared for driving in GDL on a daily basis.

by johninajijic Wed Aug 22, 2012 12:29 pm

Mainecoons wrote:He proved it. Try reading it again until you figure it out.

Our friends who have Mexican plates and Mexican licenses and are Mexican citizens pay about twice as much for auto insurance as we do with our U.S. plates and U.S. licenses.

Like I said, I checked as part of evaluating whether or not to switch to a Jalisco plated car. You obviously didn't.

MC,you are correct. That's why I didn't Mexican Plate my car. Besides who wants or can afford to pee away $ 2,000 US for nothing!!! Not I.

by seisdedos Wed Aug 22, 2012 1:00 pm

Mainecoons wrote:He proved it. Try reading it again until you figure it out.

Our friends who have Mexican plates and Mexican licenses and are Mexican citizens pay about twice as much for auto insurance as we do with our U.S. plates and U.S. licenses.

Like I said, I checked as part of evaluating whether or not to switch to a Jalisco plated car. You obviously didn't.

You are completely confused as usual. He claimed foreigners paid less for insurance on Mexican plated vehicles than Mexicans do.

zedinmexico wrote:The telling fact is even with Mexican plates we visa holders
pay less for car insurance than Mexicans. The statistics say
it all.

by gringal Wed Aug 22, 2012 1:27 pm

I don't know what the rest of you are driving, but our 2010 Honda FIT, insured with AXA through Jesus Tejada, and with Jalisco plates, cost the equivalent of $643 US., including IVA, when we paid in June. We have full coverage. He told us that the amount is strictly based on the model of car and its (not your) accident rating. We are FM2 holders.

Somebody is either driving a model with a high average accident incidence or somebody is talking through a sombrero. Or maybe both.
Rolling Eyes

by Parker Wed Aug 22, 2012 1:43 pm

We are insured with AXA through Jesus Tejada, and with U.S plates. We we’re thinking about getting Mexico plates and he told us our insurance would be much more expensive at this time if we were to do so. He said wait a few years, their always changing their minds about this issue.

by gringal Wed Aug 22, 2012 1:49 pm

Again, it depends entirely on the make and model of the car, so yes, it's possible your make and model would be more expensive to insure in Mexico.

by seisdedos Wed Aug 22, 2012 1:55 pm

It takes less than an ounce of logic to completely debunk Zed's nonsense. He claims "visa holders" pay less than the locals. But obviously visa holders can be from any country other than Mexico. So what statistics "say it all"? Do drivers from the US have a better driving record than a driver from Egypt? Does the Egyptian have a better driving record statistically than the Sri Lankan and therefore pays less? Do either the Egyptian or the Sri Lankan have better driving stats than Mexicans? Is every nationality charged differently according to the accident statistics from their home country? Do the Mexican insurance companies have access to that data?

by Parker Wed Aug 22, 2012 1:58 pm

seisdedos wrote:
Zedinmexico wrote:
seisdedos wrote:
Zedinmexico wrote:

Thanks for calling me a liar.

Z

Don't mention it. And it keeps getting worse.

I truly feel sorry for you.
It must really suck to be you.
You are one of the most miserable people I know down here.

Z

You don't know me. Up there, down here, wherever.

I simply asked you to prove your claim and you weren't able to do so. I didn't call you a liar, that was your assumption. I just responded to your ridiculousness with sarcasm. I assumed you were mistaken and I still hold that opinion.

seisdedos, think about it this way; in the US you make errors and if caught you pay very heavy penalties where in Mexico, not so much. So in all reality who do you think are conditioned to be more careful? Insurance companies are very aware of this, IMHO. The great thing about Mexico is they’re willing to give a break to those that actually try to follow the rules where in the states they are only out to screw everyone.

by seisdedos Wed Aug 22, 2012 2:00 pm

Parker wrote:
seisdedos, think about it this way; in the US you make errors and if caught you pay very heavy penalties where in Mexico, not so much. So in all reality who do you think are conditioned to be more careful? Insurance companies are very aware of this, IMHO. The great thing about Mexico is they’re willing to give a break to those that actually try to follow the rules where in the states they are only out to screw everyone.

Wow!

by Zedinmexico Wed Aug 22, 2012 2:56 pm

seisdedos wrote:It takes less than an ounce of logic to completely debunk Zed's nonsense. He claims "visa holders" pay less than the locals. But obviously visa holders can be from any country other than Mexico. So what statistics "say it all"? Do drivers from the US have a better driving record than a driver from Egypt? Does the Egyptian have a better driving record statistically than the Sri Lankan and therefore pays less? Do either the Egyptian or the Sri Lankan have better driving stats than Mexicans? Is every nationality charged differently according to the accident statistics from their home country? Do the Mexican insurance companies have access to that data?

You are assuming alot dude.!!!!! Yes Lewis and Lewis knows I am an Oregonian because they got all my info.
Lewis and Lewis is in LA Califonia. Lewis and Lewis probably would not sell an Egyptian a policy. Whats wrong
can't except being wrong jerk????? I accept it when I am wrong why don't you?

Z

by seisdedos Wed Aug 22, 2012 3:00 pm

Zedinmexico wrote:

You are assuming alot dude.!!!!! Yes Lewis and Lewis knows I am an Oregonian because they got all my info.
Lewis and Lewis is in LA Califonia. Lewis and Lewis probably would not sell an Egyptian a policy. Whats wrong
can't except being wrong jerk????? I accept it when I am wrong why don't you?

Z

I talked to my insurance agent today. He says you're full of shit. I agrre.

Lewis and Lewis isn't an insurance company. Why wouldn't they sell an Egyptian an insurance policy? Does Qualitas deny insurance to certain nationalities?

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